26 Best Ways To Earn Money Online Without Investment

26 Best Ways To Earn Money Online Without Investment

To be clear, if you want to make money online, you’d have to invest at least one of these resources: TIME, MONEY, or/and SKILL. Of course for this list, money will be out of the equation.

So let’s get started.

On this list are some of the best ways to earn money online without investment by category, either as a sideline for extra income, or as a full time career. 

I’ll continue updating this list so go ahead and bookmark it.

Let’s just get this out of the way. Yes, these are the very definition for earning extra money online without investment but NO, they won’t make you rich overnight or at all.

1. Paid-To-Click (PTC) Sites

Get Paid to Click Ads - Broke&n

PTC sites are by far the EASIEST way and also something you can do IMMEDIATELY. The task is a no-brainer: just sit there and CLICK ADS. The pay sucks though (around 0.001$ per ad clicked) and the ads are limited per day.

“Yuck. Why bother including it then?” Well, because it’s what I started out initially and the potential to earn $50/day is there. In fact here’s a a list of the best PTC sites and a free strategy to achieving $20/day on PTC sites.

2. Surfing the Web and Micro Tasks

Why not get paid for something you’re already doing anyway? Here’s a whole list of Get-Paid-To websites that pay you to do small tasks such as watching videos, surfing the web, taking surveys, shopping, etc.

Clixsense : Founded on 2007, Clixsense is a combination of a PTC and Get-Paid-To (GPT) site and is the most trusted online rewards site.

Points2Shop : What makes Points2shop unique is that you can redeem your points for any product offered by Amazon without shipping costs. I’ve seen a testimonial where a guy earned enough for a PlayStation 3 in just 1 month.

SuperPay.Me : SuperPay.Me is another great combined GPT and PTC site that pays INSTANTLY.

3. Become a Tester

For only 20 min. of your time, UserTesting pays you $10 to visit and test websites or apps. The purpose is for the developers to watch you try to navigate the website or app while giving live, honest feedback.

Other alternatives are:
Ubertesters,Testbirds, Userlytics, TryMyUI, Userfeel, TestingTime (for people outside the U.S), or Side Income Jobs.

4. Monetize your Social Media through Sponsorships

Sadly, you won’t make money just by posting with dog filters.

IZEA helps you make money with social media by getting a sponsorship from brands who want you to promote their products. The pay is mostly based on your following so if you want to make money with your posts or tweets, you’ll need to have a decent amount of followers.

5. Become a Mechanical Turk Worker

Being an mTurk worker requires you to do tasks that would otherwise be hard for computers to analyse. An example would be an image processing task like helping a company in choosing the best picture to represent a product.

6. Get Paid to Win a Weight Loss Challenge

Get Paid to Win a Weight Loss Challenge - Broke&n

Losing weight should be fun. Healthy Wage and Pact (app) provides the fun part through cash prizes when you complete a weight loss challenge.

How it works is you create your own challenge (like “lose 20 pounds”) and place a bet on yourself to complete it within a specific period of time. If you don’t, you lose your money.

7. Get Paid for being Healthy

If you already have fitness apps like Fitbit, RunKeeper, and Healthkit on your phone, why not install another one and make money while being healthy?

AchieveMent lets you see all your health apps in one place and earn points for certain actions such as walking or taking health surveys. You earn $10 for every 10,000 points and there’s no limit to your earnings.

8. Review Music for Cash

Review Music for Cash - Broke&n

The music industry is booming right now. Everyone wants to be the next viral artist and a lot of them need reviews for their songs. The pay may not be much but if it’s something you love, it shouldn’t be hard work. Check out Slicethepie on how it works.

Are you a broke (but talented) college student? Stay at home (but skilled) mom? Or a professional with a stable job (but tired) looking to earn extra income? No problem! This category is for anyone who can offer something from his/her skillset.

9. Sell services on an online marketplace

Sell Services on an Online Marketplace - Broke&n

Fiverr  is a great marketplace for any kind of service for the popular price of $5 (hence, the name Fiverr). A service on Fiverr is called a “gig”. A gig can be something professional like “legal consulting” or something bizarre like “I will make you look bald in a photograph”. They also let you set your own rates and delivery times.

99designs  is more suited for creatives who can offer graphic design services like t-shirt design, app design, banners, brochures, web design, etc.

Want the full list? Check out 70 places to sell your services online.

10. Sell your creative crafts using existing platforms

Sell Creative Crafts and Designs - Broke&n

Etsy is a place for all things extraordinary and special. I’m talking about physical products mainly unique handcrafted and vintage treasures. It’s like a big crafts fair online.

Zazzle is somewhat similar to Etsy where anyone can sell anything. Zazzle is perfect for you if you can create designs and would like to put it on a customizable product such as t-shirts or mugs.

11. Sell your Photos

Sell and Contribute Your Photos - Broke&n

Shutterstock is the leading provider for high quality licensed images/videos. You, as a contributor, get paid every time a customer buys your photos/videos.

Getty Images is another source for stock photos. They help you get your photos, illustrations, and video clips in front of 1.5 million customers worldwide.

12. Rent out your place

Rent Out a Spare Room or House - Broke&n

AirBnb is way for travellers to rent a place without the pricey rates of hotels. If you want to rent out your house, condo, or even just the spare room from your house, you can host through AirBnb and make money for allowing a guest to stay the night.

13. Rent out your car

Rent Out Your Car - Broke&n

Assuming you have a car (If you can afford a car, what are you doing here?), you can lend them out on car rental websites such as Turo. And keep calm and no worries, the drivers are pre-screened and there’s a $1 Million insurance.

A popular alternative would be to drive for popular ride sharing companies such as Lyft, Grab, and Uber.

14. Sell your expertise as a consultant, coach, or teacher

Become an Online Consultant - Broke&n

If you can call yourself an expert on a certain field, a lot of people are willing to pay for your time and advice. Platforms such as,, and provide you with the potential clients who are looking for coaching services on just about anything.

16. Lend your voice and do voice-overs

Earn Extra Money doing Voice Overs - Broke&n

Have a talent of copying other people’s voices? Are you someone who can create a unique character through your voice? Is your voice “announcer” or “radio” material?

Many companies and studios are willing to pay you to voice-over for all sorts of projects such as animation series or educational videos. You can visit Voices or The Voice Realm to get started or you can even offer it as a gig on Fiverr.

Yes, you’ll be working from the comfort of your home at your own time and yes, you can work in your underwear. But that doesn’t mean it’s not a “real job”. This means you need to treat this seriously like preparing your resume, preparing for interviews, etc. Be professional. You know the drill. You aren’t the only one who wants to work at home you know.

And quick advice: If you don’t have the skills or the knowledge to do these jobs, don’t be discouraged. There are websites out there offering courses online such as Udemy and Coursera.

And these days, being a college graduate is NOT ENOUGH sometimes not even necessary especially in the online world. You have to learn an extra skill or two. Some employers care more about your portfolio not where you graduated from. Although, some employers also offer free training for those who want to start immediately.

17. Freelance Writer

Try Freelance Writing - Broke&n

This is one of the most popular ways to make money online. Basically, you work as a writer on a self-employed basis. You can bid on different projects with a fixed price or you can offer your services as per hour/per word basis.

The average pay can be 50 cents – $1 PER WORD and as your portfolio gets better, you can earn twice as that.

Not quite ready yet? Here are 150 resources to help build up your skills. If that’s too much, you can start with these 50 resources.

If you’re ready, here are 20 ways for beginners to find freelance writing jobs.

18. Online Personal Fitness Trainer/Coach

People want to be healthy. If you have the passion and charisma to help people reach their health and fitness goals but want to experience financial freedom, this job is perfect for you. Check out this resource on how to become an online personal trainer.

19. Online Dating Matchmaker

Make Money giving Dating Advice - Broke&n

Some people have a difficult time with online dating and need some advice on their game. If you can find a way to leverage your dating skills and tips such as writing an e-book or an online course, you can earn a decent amount of money. Check #24 and #26.

20. Become an Online Tutor from Home

Become an Online Tutor - Broke&n

You don’t like being in a classroom full of noisy and rowdy kids – I get it. Have you ever considered being a private tutor? Being an online tutor gives you the flexibility to set your own rates or set your own schedule.

Here are some legitimate sites that pays $20/hour:

If you want to set your own rates, you can do so at Wyzant.

21. Be a Virtual Assistant

As the name implies, virtual assistants assist businesses on their day-to-day tasks similar to an executive assistant or secretary.

If you are a very organized person with good time management and communication skills, you might find yourself to be the perfect virtual assistant. Check out specialized sites like Zirtual or the online job boards mentoined below.

22. Transcriber

Transcribe Audio to Text - Broke&n

If you have the patience to listen to the same audio over and over again, this job might be perfect for you. A lot of people record all kinds of audio content and need someone to transcribe what has been said.

You can make $15 to $25 per hour for most services and sometimes even more for legal and medical transcription. Find transcription jobs on Transcribe Anywhere, TranscribeMe, Quicktate, Rev, Tigerfish, and Crowdsurf.

23. Social Media Manager

Finally, something a millennial can relate to. All you have to do is post six-second videos and post pics right? There’s more to it than that. To get this awesome job, first you need to know what a social media manager does.

Now that you know WHAT a social media manager does, you need to know HOW to become a social media manager as well as some resources to help you get started.

For more job opportunities, check out these online job boards:
Task Rabbit

Spend years in school, go to college, graduate so you can find a job, work 9 to 5 every day, and retire. Sounds good? Hell no.

How about “make money while you sleep”? Sounds better? You bet it does. I’m sorry but it is NOT quick and easy either (for me, at least). The kind of “get rich quick” thinking was also my first mistake. I ended up searching for scams and spending a regrettable amount of money too.

So before we get into the ways on how to earn passive income, let’s get something straight. In order for you to you to earn passive income, you need to have some kind of asset EARNING FOR YOU. Don’t confuse this with SCAMS where you just sit back and relax as  they guarantee to double or triple your money for a small amount of investment.

24. Sell Your Knowledge – Ebook

Earn Passive Income with eBooks - Broke&n

Remember when the publishing industry required printing hundreds of copies of a book? Then the worst part is that it won’t sell? Well thanks to websites like Create Space, the entire process of writing, publishing, and marketing is much easier as it lets you upload your book without getting a formal publisher involved.

If you have a knack for writing and have a certain expertise on a topic, you can create and sell your ebooks on Amazon’s Kindle or Apple’s iTunes Connect.

This is a great source for passive income that’s definitely worth the effort if you can create a book that people would WANT to buy. If you have an audience and demand for your book, all you have to do is publish your book and get a royalty for years to come every time someone buys it.

25. Sell your Knowledge – Audiobook

Earn Passive Income with Audiobooks - Broke&n

Audiobooks are growing in popularity compared to eBooks as more people are turning to audio and visuals especially for technical subjects. I’d suggest doing an ebook first then turn it into an audiobook through Audible’s ACX platform.

26. Sell your Knowledge as an Online Course

Earn Passive Income with Online Courses - Broke&n

Another thing you can do with your knowledge is to find a way to package it into a valuable and easy-to-understand course and sell it on a personal favourite of mine – Udemy. Here you can find online courses that teach anything from cooking to graphic design to even something like how to build a channel.

It takes time and effort to build an online course (just like any other way to earn passive income) but the earning potential is very lucrative. If you can build a course that people are looking for, once you’ve launched it, all you have to do is upkeep and market your product and get paid for years to come.

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